Moseman Law Office, LLC
Heather L. Moseman, Attorney & Counselor at Law     
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Moseman Law Office, LLC
                                   8518 Mentor Avenue, Suite F
                                           Mentor, Ohio 44060
                                         Office:  440-255-0832
                                            Fax:  440-255-0932
                                     Toll Free:  855-255-0832


The Moseman Law Office is a full service legal firm providing personalized legal solutions to it's clients. The services offered by the Moseman Law Office include bankruptcy, debt settlement, estate planning and probate, guardinaships, business law, juvenile law and legal drafting.

Contact the Moseman Law Office for your personal consultation regarding your legal issues.


There are two types of consumer bankruptcy. They are Chapter 7 and Chapter 13 bankruptcies.  A chapter 7 bankruptcy gets rid of all of your dischargeable debts.  You can keep your cars, house and other assets in most cases.  If you have a car loan or a house loan and you want to keep the assets then you will have to keep paying on them.  A chapter 7 bankruptcy will get rid of your credit card debts, your medical bills and your personal loans.  You will also escape liability on your house and car loans so that if you want to let them go you can.  
A chapter 13 bankruptcy is the bankruptcy in which you pay your creditors some of what you owe them for a period of time and the remainder of what you owe them is discharged.  You can pay on your debts for between 3 and 5 years.  The chapter 13 bankruptcy will help you catch up on your house payments if you are behind so that you can save your house.  The chapter 13 bankruptcy is the bankruptcy for people who have a higher income and still need to file bankruptcy.  
A personalized consultation with attorney Heather Moseman will determine which chapter of bankruptcy will best solve your financial problems.  

For a more detailed explaination of the different chapters in bankruptcy go to Services.  


We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy code.

The laws governing legal advertising in the state of Ohio require the following statement in any publication of this kind: "THIS IS AN ADVERTISEMENT." This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.