Bankruptcy and Student Loan Debt

It is not common for student loans to be forgiven in bankruptcy.  Student loans are considered special loans and bankruptcy does not usually apply. Only a unique hardship qualifies an individual to get out from under the weight of student loan debt.  The Undue...

Understanding Your FICO Score & How It Is Calculated

You can see your FICO score just about anywhere. You know it affects your ability to get loans and influences the interest rate on that loan. But how the heck do they create it. The exact algorithm is still a mystery, and likely to remain so, but here are some factors...

Understanding Mortgage Forbearance

Many changes have happened thanks to the Covid-19 health crisis. Unemployment levels went up and many people found that it is hard to make their mortgage payments. Lenders offered different forbearance programs to help their customers out and mortgage delinquencies...

Important Information Regarding the Third Stimulus Package

Expanded Child Credit and Unemployment Payment Exemption from Gross Income The funds from the 3rd stimulus package will start coming from the IRS over the next few months. Some of those payments include payments to two specific groups of people.  The first is those...

Do I Need an Attorney for My Small Business?

  Operating and managing a small business can be very challenging. Most small business owners are just trying to stay on top and build their business up. While they work through the details, they actively use available resources such as insurance, accounting, and...