Student Loans and What You Will Really Repay

It seems that student loan debt is a fact of life for many of us. Whether you are a new graduate struggling to find a job, have been back to school for a career move or signed for a parent-plus loan. These loans have expensive consequences. There are bills going...

The Best Structure for Your Business Start-Up

One of the most important steps you can take when entering a new venture is choosing a structure for your business start-up. The structure you choose for your business impacts numerous legal and operating aspects of the company, yourself, and other investors or...

The Cost of Selling a Home

Whether it is sticker shock as a first-time seller or the expectation of a seasoned home seller the cost of selling a home can be daunting.  The national average of fees and costs associated with selling a home this year is $20,851. The difference is the cost of...

Long Term Care and How to Pay for it

Most people over the age of 65 will eventually need help with activities of daily living.  A man will need an estimated 2.2 years of such assistance and a woman will need an estimated 3.7 years.  If only one spouse needs the help it can be financially...

The Latest Scams and How to Protect Yourself Against Them

We live in an era of robocalls and telephone and on-line scams.  It seems more and more ‘bad guys’ are trying to separate us from our hard-earned money.  How do we identify the scams and what can we do about to protect ourselves from the...