chapter 13 Bankruptcy

Chapter 13 Bankruptcy

In a Chapter 13 bankruptcy, you pay your creditors a percentage of what you owe them for a period of time and the remainder of what you owe them is discharged at the completion of the plan. You must pay on your debts for between 3 and 5 years.

The Chapter 13 bankruptcy will help you catch up on your house payments if you are behind so that you can save your house.  The Chapter 13 bankruptcy is for people who have a higher income and still need to file bankruptcy or those who are behind on payments but want to keep their assets.

Filing for Chapter 13 can be an important tool to eliminate or restructure debt.

A personalized consultation with attorney Heather Moseman or her staff will determine which form of bankruptcy Chapter 7 or Chapter 13, will best solve your financial problems.


We are a debt relief agency.

We help people file for bankruptcy relief under the Bankruptcy code. The laws governing legal advertising in the state of Ohio require the following statement in any publication of this kind: “THIS IS AN ADVERTISEMENT.” This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.