MOSEMAN LAW OFFICE BLOG

Ohio Bankruptcy, Business & Probate Lawyer

What does foreclosure mean?

What does foreclosure mean?

The bank has foreclosed, a judgment in foreclosure has been signed and filed with the court and the dreaded Sheriff sale has occurred. You no longer have any ownership rights to your house, right? Unfortunately, that is not the case. You still own your house with all...

Elder Law & Long Term Care Planning

Elder Law & Long Term Care Planning

Most people over the age of 65 will eventually need help with activities of daily living.  A man will need an estimated 2.2 years of such assistance and a woman will need an estimated 3.7 years.  If only one spouse needs the help it can be financially...

Ohio’s New LLC Law & What You Should Know

Ohio’s New LLC Law & What You Should Know

On January 8, 2021 the LLC law of Ohio was signed into effect.  Ohio's New LLC Law affects all LLC’s formed in Ohio after February 11, 2022.  The old law was completely repealed and the new Ohio Revised Code section 1706 is its replacement.  This replacement was made...

DOMESTIC SUPPORT OBLIGATIONS IN BANKRUPTCY

DOMESTIC SUPPORT OBLIGATIONS IN BANKRUPTCY

You have a Domestic Support Obligation (DSO) and now you have to file for bankruptcy to gain the “fresh Start” after your divorce.  How does the bankruptcy court handle DSO’s?  These debts are not ordinary debts  they are for the support of your...

IF “MIRANDA” IS VIOLTED CAN YOU SUE THE GOVERNMENT

IF “MIRANDA” IS VIOLTED CAN YOU SUE THE GOVERNMENT

The warning created by the “Miranda” case has become a staple in police lexicon and popular culture.  What if that warning is violated during an interrogation and a confession against the right to remain silent established by the 5th Amendment is gained. ...

CAN YOU AFFORD A MORTGAGE MODIFICATION IN A BANKRUPTCY?

CAN YOU AFFORD A MORTGAGE MODIFICATION IN A BANKRUPTCY?

In traditional chapter 13 a filer is require to pay the regular monthly mortgage payments and the arrearages – the amount of payments they are behind when the chapter 13 is filed – through the plan for up to 60 months of the plan.  The arrearages must be paid in...

Estate Planning is More than Just a Will

Estate Planning is More than Just a Will

Your Will, Living Will, Powers of Attorney, joint accounts, title to your home, and beneficiaries are all a part of your estate plan. They all coordinate to ensure that upon your disability and death, your assets are handled the way you want and are distributed to...

New Year = Get Out of Debt!

New Year = Get Out of Debt!

The last few years have shown economic ups and downs. Government shutdowns and sometimes hand-ups. As we return to ‘normal,’ we face layoffs, resumed lawsuits, foreclosures, and struggling with paying bills. If you put all expenses on a credit card and can’t pay it...

The Ability To Save While On Disability Income

The Ability To Save While On Disability Income

If you are a person or have a family member or friend whose income is disability income only, you know that traditionally they are not able to have more than a couple of thousand dollars in savings. However, there is a program that is now available in Ohio to give an...

Moseman Law Office

Moseman Law Office is a full-service legal firm located in Mentor, Ohio, serving nearby counties, and providing personalized legal solutions to its clients.

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Moseman Law Office
8500 Station St., Ste 210
Mentor, OH 44060
Phone: (440) 255-0832