Student Loans and What You Will Really Repay

It seems that student loan debt is a fact of life for many of us. Whether you are a new graduate struggling to find a job, have been back to school for a career move or signed for a parent-plus loan. These loans have expensive consequences. There are bills going...

Seven Things to Avoid Before Filing for Bankruptcy Relief

If you are struggling with debts you cannot pay, you may want to consider filing for bankruptcy relief. A bankruptcy discharge can wipe away most, if not all, unsecured debts to give you a fresh start to recover from a financial crisis. However, some financial...

Get A Fresh Financial Start Through Bankruptcy

Debt can build up quickly and become a looming nightmare, often turning into a serious problem before you realize you are in over your head. You realize one day that you’re behind on your bills, you’re getting nasty phone calls from creditors, and you’re afraid you’ll...

Does Filing a Bankruptcy Alone Affect My Spouse’s Credit?

You need to file a bankruptcy but your spouse doesn’t want to or can’t file at the same time. He or she has debts of their own and they are choosing to continue to pay them. You can file as a married person without your spouse filing with you. Sometimes this is even...

Wage Garnishment and Bankruptcy – Where Is My Money?

The creditor filed suit and obtained a judgment against you. They have garnished your wages. You are losing up to 25% of your income per month. Bills are piling up and you are frustrated. You decide to file bankruptcy to stop the bleeding. What happens to the money...

Loan Shark or Pay Day Lender – Is There a Real Difference?

The term loan shark may bring to mind an unsavory character on a street corner or in a dark alley that you seek in desperation. The Term payday lender conjures up a legitimate business in a storefront in your hometown. Yet are these two things the same thing? Well,...