Loan Shark or Pay Day Lender – Is There a Real Difference?

The term loan shark may bring to mind an unsavory character on a street corner or in a dark alley that you seek in desperation. The Term payday lender conjures up a legitimate business in a storefront in your hometown. Yet are these two things the same thing? Well,...

HELP! I’m Drowning in Student Loan Debt

You have graduated from college or trade school and now you have to start repaying the loan that you took out to be able to get your education. There are several options to make it easier to deal with repaying the loan. The first is to see if you qualify for a loan...

What Happens to the Debt on My House When I File Bankruptcy

When you purchase a house you sign two separate documents related to the borrowed money. The first is a Promissory Note it is a promise to pay the money you borrowed back. The second is a Mortgage which secures the promise to the real estate you bought. They are two...

Savings in the Palm of Your Hand

With summertime nearly here (if mother nature doesn’t throw us any more curve balls) we all get excited about being able to enjoy outside activities with friends and family. Whether it is going to the beach, family BBQ’s, sporting event, and concerts, most things cost...

Graduation with Debt

Congratulations! You have graduated from college, with student loans and credit card debt! Now what? So you find a job in your chosen profession but you’re still living in your mom and dad’s basement. This was not the plan. What can you do? There are several options...

Discussing Money with a Potential Life Partner

Dating, moving in together, marriage and … Money!! You found Mr. or Ms. Right and you are thinking about the next step, and then the discussion about money is on the horizon. How do you bring it up? How do you figure out if your financial goals mesh? What if they...